PT. Asuransi Jiwasraya has failed to pay so as the Insurer cannot fulfill its
obligation to pay compensation to the Insured. This study contains an analysis of
the settlement of insurance contracts through whole life insurance policies. The
research method used is a type of juridical normative legal research that examines
the legal liability of PT. Asuransi Jiwasraya which has failed to pay and the
research findings are PT. Asuransi Jiwasraya's legal responsibility by
restructuring the company through the Indonesia Financial Group ( IFG Life)and
Indonesia Financial Group ( IFG Life) fulfill the legal responsibilities of PT.
Asuransi Jiwasraya by Implementing a restructuring program, Migrating the
police, Managing government funds