Banking was one of fund resource for both individual andcorporation in
order to fulfill the need of fund. In giving the credit banking willbe carefully and
through deep analysis. But in giving their credit some timescredit given by the
debtor not back on time. Bank DKI Jakarta Branch Office as research located of
this skripsi tochoose credit problem by non litigation line.This research discuss
there issues factor that made Bank DKI Jakarta choose non litigation way ini
solve thecredit problem. This research used empirical approach method, where as
the writer in carry out empirical approach was usedqualitative method.From
research result analyze that solutionby nonlitigation was Rescheduling,
Restructuring, and Reconditioning, factor thatcaused Bank DKI Jakarta Branch
Office were choose creditproblem solution by non litigation line was the time,
because if throughlitigation line need a long time, solution cost process through
litigation need alot of money. Obtained result through non litigation line about
credit lawsuitcould get maximal result, good conviction was the reason for
choosing thisnon litigation line was still the debtor will in order to solve the
credit.