Implementation completion non performing loan in PD.BPR BANK JOGJA aims
to find out about how the pattern of settlement made by PD.BPR BANK JOGJA in
resolving non-performing loans by loan agreement by the bank as creditor that
provides credit and the customer as the debtor is going on city of Yogyakarta.
In this case there are several ways in which the bank PD.BPR BANK JOGJA as
a provider of credit services for the city of Yogyakarta, which is a way in accordance
with the credit agreement can be through mediation and through the civil courts , if
through mediation then the bank as creditor to negotiate with the customers as the
debtor in this case using the mediator as the ingredients in the mediation party
customer who wants mediation , if the law through civil courts can be completed
according to the agreement made by the bank as creditor and the customer as a
creditor in this case in the known presence credit agreement uses fiduciary , collateral
mortgage , guarantee the rights of individuals and dependents , and can also be done
with the right demands . As for the rules governing the agreement are as follows
HIR(HerzieneInlandschReglement) , the Book of the law of civil law , the law of the
republic of Indonesia number 10 tahun1998 banking , law No. 4 of 1996 on the land
and mortgage and related objects with the land , the law number 42 of 1999
concerning fiduciary .