There is the regulation of the Financial Services Authority Number 77/POJK.01/2016 and
the Financial Services Authority Regulation Number 10/POJK.05/2022 concerning
Information Technology-Based Joint Funding Services. This research focuses on the laws
and regulations in Indonesia relating to regulating financial technology peer-to-peer Lending
in Indonesia. This study uses a statutory approach and a conceptual approach. This research
aims to determine whether changes to regulating financial technology peer-to-peer Lending
can better support legal objectives. The resulting research is that Each amendment article
has positive consequences for the organizers, the funders, and the recipients of the funds. In
general, changes in these regulations are intended to benefit most of society, as said by
Jeremy Bentham. This research uses normative juridical analysis. This research is limited to
a study based on secondary data.