In Indonesia, Micro, Small, and Medium-sized Enterprises (MSMEs) are integral to
the national economy, with over 62 million entities contributing significantly to the Gross
Domestic Product (GDP) and employment. Despite their economic importance, MSMEs face
substantial challenges in financial management due to limited assets, sales, and workforce
size. The reliance on manual financial tracking and a lack of financial literacy worsens these
challenges, impeding strategic growth and access to capital. This study underscores the
necessity of developing a tailored financial management application to address the unique
needs of Indonesian MSMEs. By integrating appropriate methods and algorithms, the
proposed solution aims to streamline financial processes, enhance decision-making, and
support sustainable expansion for these vital economic contributors.
The author has successfully developed an application that operates seamlessly under
various conditions. This achievement was realized through a meticulous process that began
with a comprehensive system requirements analysis and business domain analysis. The
design phase followed, where the author carefully considered the necessary services and
their respective functionalities. The construction of the application was carried out using
Android Studio, a decision influenced by the prevalent use of the Android operating system in
Indonesia’s microservice sector. The author’s efforts have resulted in an application that not
only meets the demands of the current market but also anticipates future trends and user
needs. This accomplishment underscores the author’s commitment to delivering high-quality,
user-centric solutions that enhance the user experience and drive the industry forward.