This minithesis entitled the implementation of fulfillment of creditors’ rights to
the fiduciary guarantee value under the credit value in PT. BPR Berlian Bumi Arta
Sleman. The purpose was to know the implementation of fulfillment of creditors’ rights
to the fiduciary guarantee value that have capability to conduct it through the loaning
agreement between the creditor in one hand and debtor in other hand. After the
agreement was agreed, thus it established an obligation to creditor, i.e. submitting the
money agreed to the debtor by rights to reaccept the money from the debtor in time.
During both parties conduct their rights and obligation appropriately to the agreement,
thus there will not be any case. Ordinarily, a case emerges if the debtor neglects to repay
the debt in determined time. It means the debtor in a loaning agreement needs credit in
the shape of property, i.e. fiduciary guarantee. Based on the aforementioned above
explanation, thus it can be formulated a problem, i.e. how is the implementation of
fulfillment of creditors’ right to fiduciary guarantee value of debtor under the credit value
in PT. BPR Berlian Bumi Arta Sleman.
The type of research was empirical research, i.e. a research focusing on the social
attitude and this research needed primary data as main data as well secondary data. The
method of analysis used was qualitative analysis, i.e. a research process that results
analytical descriptive data, i.e. what had been stated by respondent in writing or orally
and also the significant attitude being studied and investigated as whole.
Based on the result of conducted research, the conclusion gained is the efforts
conducted by the part of PT. BPR Berlian Bumi Arta always prioritize the familial
method, e.g. requiring other guarantee as additional or the substitution on the lack of
fulfillment of debtors’ obligation to PT. BPR Berlian Bumi Arta in Sleman to
administratively conduct repetitive credit agreement (rescheduling, reconditioning, or
restructuring) by keep on conducting re-analysis to know the debtors’ capability in order
in future it can be conducted fluently appropriate to the plan in order to repay credit
without bear burden to the debtor.