The form of maintaining good relations by the Bank one of them is the bank's compliance
to its obligations to keep the bank secrecy in the form of information about the customer
depository and its store. The bank's obligations are contained in law Number 10 of year
1998 concerning amendment to Law No. 7 of 1992 on banking. In the provisions of the
law governing the banking sector and its regulations there are no provisions governing
the curator as excluded from the bank secrets, but on the side of law number 37 year 2004
about bankruptcy and postponement of debt repayment obligation gives authority to the
curator to open the bank's secrets. This research uses a type of normative legal research
that focuses on statutory regulations as primary data. The result of this research is the
bank's secrecy principle using the relative theory. After the curator carries, shows and
provides a copy of the trading court ruling stating that the curator is declared bankrupt,
the bank is obliged to provide access to the curator to obtain the information of the
debtor's client and its store because the curator is deemed representative of debtor
bankruptcy. The absence of implementing regulations governing the administrative
procedures of the provisions of Article 105 Bankruptcy law has the potential to cause
conflicts of conflict of law interests between banks and curators