Bankruptcy is identical to the inability of the debtor to pay his debt obligations to
the creditor of his creditor, so that the rights of the related creditor become
unfulfilled. the bankruptcy law was born to provide a form of legal protection for
creditors and bankrupt debtors, it aims to divide the assets of bankrupt debtors
equally to all debtors. This arises based on the case experienced by PT.PPA who is
a separatist creditor, but in fact obtained rights that are not appropriate under the
bankruptcy law. The separatist creditor of the mortgage right holder should have
the right to be able to execute the mortgage rights under his control, but the
bankruptcy law does not speak explicitly about the implementation of the execution
of the mortgage right, so that it can lead to different interpretations. Through this
empirical legal research, it is hoped that the explanation regarding the fulfillment
of rights for separatist creditors is clearer for separatist creditors to be protected
by the fulfillment of their rights. with this method the separatist creditor the holder
of the mortgage rights and the related parties can apply the bankruptcy law better
and more equitable.