Banking sector in living of a country is an agent of development. In banking, there is an
essential principle that differs to other institution, namely trust principle. Without trust, there is
perhaps no bank to exist. In addition, there is a prudent principle within a banking institution for
managing current banking activity, how to develop the trust. The first action to do toward public
was that banking will be prudent and would not be harmful to the client. The study aimed to
know : (1) how implementation of a Prudent Principle in giving credit for the client and (2) an
effort to resolve risk for implementation of Prudent Principle within a bank, which giving credit
to the client.
Result of the research was that; (1) Implementation of prudent principle of a bank was
always based on the rule as stated, they included 5C + 1p’s elements and verified by bank party.
(2) In addition to BNI Syariah party to resolve the banking risk, especially in related to prudent
principle by two ways. The first way was saving and rescheduling for credit payment.