The undergraduate thesis title “Peer to peer lending Based Financial Technology
Operators Provision of Data on Loan Recipients by Financial Technology
Providers Related to Data Confidentiality “. Peer to Peer Lending-based financial
technology is a form of financial services that finds lenders and loan recipients
through a platform that becomes a facilitator created by financial technology
providers. To regulate the financial services, OJK issued an OJK regulation,
namely POJK Number 77 / POJK.01 / 2016 and strengthened with a copy of OJK
Circular Letter Number 08 / SEOJK.03 / 2016. POJK No. 77 / POJK.01 / 2016
regulates the confidentiality of data where the organizer is required to maintain the
confidentiality, integrity and availability of personal data to avoid the distribution
and misuse of data on loan recipients by the lenders as well as financial technology
providers. In this study the authors will discuss the obligations of the financiat
technology providers to be able to maintain the confidentiality, integrity,
availability of personal data. This thesis research is normative legal research.
Normative legal reseacrh is a type of legal research that focuses on secondary data
in the form laws and regulations taking into account legal opinions from the
financial technology company. The results showed that
financial technology providers must maintain the confidentiality of loan recipient
data in accordance with the scope and legal relations of the parties.