Implementation of rescue and settlement of non-performing credit cards in
standalone banks. Bad credit is a credit when the customer did not meet the bank
requirements, for example the bank’s interest expense. There are many customers
who have not fulfill their obligation which is why many bad credits are still
happening, bank must quickly take actions to save the customer by following the
procedure within. For the customer to feel secured from bad credit. In this term,
the customer must also follow the procedure of agreement included from the bank
to the customer in order to prevent bad credit.