The accident is a risk that is not desired by all parties. Insurance is a risk control tool, the
higher the risk of accidents will have an impact on increasing insurance premiums paid by ship
owners and users of services. Marine Hull and Machineries designed specifically to provide
comprehensive security against ships, machinery and equipment from the dangers and risks of
ocean shipping. The purpose of this law is to know the broad scope of insurance protection Hull
and Machineries (H/M/) Indonesian vessel in PT. PAL Surabaya and process insurance claims
Hull and Machineries (H/M) Indonesian vessel in PT. PAL surabaya. Research location in the
city of Surabaya with the subject of research at PT. PAL Surabaya. Data were collected by way
of literature study, and documentation. The data in this study were analyzed with descriptive
methods, data obtained from primary and secondary data are described in a systematic and
logical deductive pattern according to, and then explained, and integrate based on scientific
principles. Conclusion The results of the research, broad scope of insurance coverage Hull And
Machineries (H/M) Indonesian ship in PT. PAL Surabaya includes a part, material, machinery,
equipment and ship equipment for ships operated or not operated by the buyer or covered by P &
I policy will but the damage was not the actual total loss or total loss contructive.