That insurance is the media which is support the economic of Indonesia, but in
Indonesia not explain spesific about the Consequential losses insurance, beside
Consequential losses insurance in practice has been standard contract and in general
is the kind of business interruption. Business Interruption consists of two kinds of
policy that is first, the policy separated from the mind insurance (ISFP 1998), or
Property All Risks Insurance and second, the policy covered under the main policy so
that becames combined policy. This business interruption can not stand by itself, it
always follows the other policy that become its main policy, by claim threatening that
its by man can be rejected. The safest legal form for insured is the separated policy,
the real business interruption insurance has its standard policy.Beside, by separated
policy there is freedom to gave formulation of clauses in insurance contract more
exactly and completely, the rights and obligation of the parties can be discribed
through schedule, specification, definitions, condition, and memorandum the policy
in practise has increased into “bestending gebruikelijke bedingen” as included in
Art. 1347 BW.