Bank Kalimantan tengah as one banking institution in central Kalimantan role as providers of
capital to borrowers by providing credit facilities in accordance with loan agreement. The
formulation of the problem is taken by the author of how the settlement of bad debts in loan
agreements scured by mortgage of the bank Kalimantan tengah, palangkaraya. In practice not all
debtors to repay their loans to the bank of central Kalimantan for variety of things such as the
debtor’s business fails, the debtor is not good faith, and things-things that are overm acht.
Settlement by the bank Kalimantan tengah on bad loans is through execution of collateral
mortgage of land land owned by6 the debtor. The process to achieve execution requires a long
time and must be careful-be careful not to act againt the low. Whit empirical research method
that is method research approach derived from social facts of legal research by reviewing
regulation-invitation to the social facts that occurred