The title of tis research was The Implementation of Credit Agreement by Land Rights
Guarantee in PT. BPR Danagung Ramulti, in line to the determination of Article 13 of Acts
Number 4 of 1996 on Guarantee Rights, that every guarantee right is obliged to register by the
part who provide the guarantee right. However there are in a great number of creditor have not
conducted it; their consideration was to save the cost and making easy in providing credit in PT.
BPR Danagung Ramulti, wherein it only register the debt above IDR 50,000,000.00.
The purpose of this legal writing was to know how legal effort of PT. BPR Danagung
Ramulti towards the debtor as guarantee provider of guarantees rights who conduct bad
conduction in the implementation of credit agreement. The type of this research was empirical
legal research, i.e. a research by conducting approach to the studied problem As the main data
was source person and respondents. The data source used in this research was primary and
secondary data. The method of analysis used in this research was qualitative.
From the description aforementioned above, it can be concluded, the implementation of
credit agreement by land rights guarantee in PT. BPR Danagung Ramulti was there are
registered and unregistered guarantee. The solution conducted to overwhelm the bad conduction
is not resolved through legal procedure; instead it is resolved through familial procedure
through the written and verbal reprimand.