This legal writing entitled Legal Effort of Creditor in Fiduciary Guarantee on Motorcycle
Transfered to Third Party. The problem formulation in this legal writing was how is legal effort
of creditor towards fiduciary guarantee on motorcycle transfered to third party. The purpose of
this research in this legal writing was to gain description and conduct analysis on legal effort of
Bank Perkreditan Rakyat Sindu Adi Mlati Sleman towards malficient debtor by fiduciary
guarantee of motorcycle of which had been transfered to third party. The type of this legal
writing was empirical legal research. Empirical legal research was a research based on primary
data gained through interview to respondent. Data source was gained from primary data and
secondary data. Primary data was original data directly gained from the first source of which
has not been processed and explained by other person. Primary data was directly gained from
result of interview to responden and source person concerning on the studied problem in
location of research. Secondary data was data gained from literary study and documentation as
result of research and analysis of other person, available in the shape of books or documentation
provided in library or property of the author. The method of data collection was conducted by
interview and literary study. This research was conducted in Bank Perkreditan Rakyat Sindu Adi
Mlati Sleman. The respondent in this research was Farhat Santoso as manager of
CreditDepartment in Bank Perkreditan Rakyat Sindu Adi Mlati Sleman Yogyakarta. Method of
analysis used in this research was qualitative analysis, i.e. method of analysis conducted by
arranging data collected in logical and systematic sentence, thus it gained a description on what
will be studied. Reasoning method used in drawing conclusion was inductive reasoning metod,
i.e. concluding from specific knowledge, and then used to evaluate a general case. From the
result of this research it concluded that the legal effort conducted by PT. BPR Sindu Adi Mlati
Sleman in managing malficient debtor on motorcycle of which become the object of guarantee
has been transfered to third party, i.e. by conducing first effort, i.e. verbally notifying debtor for
three (3) times in three (3) months, respectively. In the case of first effort has not been responded
by debtor thus the second effort was conducted by notifying debtor in writing by shape of
somation in order debtor to complete his credit. Then it conducted registration of guarantee
property by shape motorcycle to Fiduciary Registration Office by purpose to have legal power
on the fiducary guarantee item. The last effort conducted by PT. BPR Sindu Adi Mlati Sleman
was conducting negotiation process to the family of debtor to find out any best solution.